A more thorough explanation:

Intentional fraud is when someone knowingly lies or hides important information to make someone else do something that harms them. It can be a crime or a civil wrong. For example, if someone lies about the condition of a car they are selling to make the buyer pay more, that is intentional fraud. Another example is if a company lies about the safety of their product to make people buy it, that is also intentional fraud.

Other types of fraud include:

• Actual fraud: When someone lies or hides information that causes harm to someone else who relied on it.
• Bank fraud: When someone uses false information to get money from a bank or financial institution.
• Criminal fraud: When someone breaks the law by lying or hiding information to get something they want.
• Constructive fraud: When someone unintentionally causes harm by not being careful or honest.

For example, if a contractor promises to finish a project by a certain date but doesn't because they didn't plan well, that could be constructive fraud. The contractor didn't mean to harm the client, but their actions still caused harm.