A more thorough explanation:

The workers'-compensation act is a law that makes employers responsible for any physical harm that their employees suffer while working, regardless of who is at fault. This law ensures that employees are protected and compensated for any injuries they sustain while on the job.

For example, if a construction worker falls off a ladder and breaks their leg while working on a job site, the workers'-compensation act would require the employer to cover the cost of the worker's medical treatment and any lost wages due to time off work. Even if the worker was partially at fault for the accident, the employer would still be responsible for providing compensation.

Another example would be if a factory worker develops a lung disease from inhaling toxic chemicals while on the job. The workers'-compensation act would require the employer to cover the cost of the worker's medical treatment and any lost wages due to time off work. Again, even if the worker was partially at fault for not wearing proper protective gear, the employer would still be responsible for providing compensation.