A quick definition of uninsured-motorist coverage:

Uninsured-motorist coverage is a type of insurance that helps pay for the injuries and losses of someone who was in a car accident caused by a driver who doesn't have insurance. This coverage is important because it can help protect you if you get hurt in an accident that wasn't your fault, but the other driver doesn't have insurance to pay for your damages. It's like having a safety net to catch you if something bad happens on the road.

A union is a group of workers who come together to talk to their bosses about things like how much money they should get paid, how many hours they should work, and what kind of benefits they should have. Unions are like a team that helps workers stand up for themselves and make sure they are treated fairly. There are different types of unions, like ones for people who work in the same job or industry, and some unions are more strict about who can join than others. But the main goal of a union is to make sure workers have a voice and are treated with respect.