A more thorough explanation:

Quoad debitorem is a Latin term that means "with regard to the debtor." It is often used in legal contexts to refer to actions or decisions that are related to a debtor's obligations or debts.

Here are some examples of how quoad debitorem might be used:

• A court might issue an order quoad debitorem that requires a debtor to pay back a certain amount of money to a creditor.
• A bankruptcy proceeding might involve decisions quoad debitorem about which debts can be discharged and which must be paid back.
• A lender might make a decision quoad debitorem about whether to extend credit to a potential borrower based on their credit history and ability to repay.

These examples illustrate how the term quoad debitorem is used to describe actions or decisions that are related to a debtor's obligations or debts. In each case, the focus is on the debtor and their financial situation.