A more thorough explanation:

The Office of Public and Indian Housing (PIH) is a department within the U.S. Department of Housing and Urban Development. Its main responsibility is to provide technical assistance and operating subsidies to public-housing agencies and Indian housing authorities in developing low-income housing.

For example, if a public-housing agency needs help with designing and building affordable housing for low-income families, they can turn to the PIH for assistance. The PIH can provide guidance on how to secure funding, navigate regulations, and ensure that the housing meets safety and quality standards.

Similarly, if an Indian housing authority needs financial support to build new homes or renovate existing ones, they can apply for operating subsidies from the PIH. These subsidies can help cover the costs of maintenance, repairs, and other expenses associated with managing low-income housing.

Overall, the Office of Public and Indian Housing plays a critical role in ensuring that low-income families have access to safe, affordable housing. By providing technical assistance and financial support to public-housing agencies and Indian housing authorities, the PIH helps to create more opportunities for families to thrive and succeed.