A more thorough explanation:

Definition: No-claim is a term used in law to describe the absence of a claim. It means that there is no legal right or entitlement to something.

Legal experts created this term to describe the opposite of a claim. It is used to indicate that there is no word in English that expresses the lack of a claim. Therefore, the term "no-claim" was suggested as a substitute.

Example: If you have car insurance and you do not make any claims during the policy period, you are entitled to a no-claim bonus. This means that you will receive a discount on your next year's premium because you did not make any claims.

Explanation: In this example, the absence of a claim is beneficial to the policyholder. By not making any claims, they are entitled to a discount on their insurance premium. This is an incentive for people to drive safely and avoid accidents.