A more thorough explanation:

A financial planner is a professional who helps clients manage their personal finances and investments. They provide advice on how to save, invest, and grow their money. After completing a certification program, they are known as a Certified Financial Planner (CFP).

• A financial planner may help a client create a budget and savings plan to achieve their financial goals.
• They may also recommend investment options based on the client's risk tolerance and financial objectives.
• Another example is a financial planner helping a client plan for retirement by estimating their future expenses and income, and creating a strategy to ensure they have enough money to live comfortably.

These examples illustrate how a financial planner works with clients to provide personalized financial advice and guidance. They take into account the client's unique financial situation and goals to create a plan that works for them.