A more thorough explanation:

A beach bum trust provision is a condition that is added to a trust by the person who created it, known as the trustor. The purpose of this provision is to encourage the beneficiaries of the trust to hold a job and become self-sufficient.

There are different ways that a beach bum trust provision can be created, but the basic idea is that the beneficiary must do something in order to receive all or part of their share of the trust. For example, the trust may only give the beneficiary a certain amount of money for every dollar they earn themselves. Alternatively, the beneficiary may not receive a portion of the trust unless they acquire a certain job or college degree.

For instance, let's say that a trustor creates a trust for their child, but they want to ensure that their child becomes financially independent. They may include a beach bum trust provision that states that the child will only receive a portion of the trust if they hold a job for a certain amount of time or earn a certain amount of money on their own. This provision would encourage the child to become self-sufficient and not rely solely on the trust for financial support.

Another example of a beach bum trust provision could be that the beneficiary must complete a certain level of education, such as obtaining a college degree, before they can receive their full share of the trust. This provision would encourage the beneficiary to pursue higher education and increase their chances of becoming financially successful in the future.

In summary, a beach bum trust provision is a condition that is added to a trust to encourage the beneficiaries to become self-sufficient and financially independent. The provision can take many forms, but the overall goal is to motivate the beneficiary to take steps towards financial stability.