A more thorough explanation:

Bank fraud is a criminal offense where someone knowingly tries to cheat a financial institution or obtain property owned by or under the control of a financial institution by using false or fraudulent pretenses, representations, or promises. This can include things like forging checks, creating fake accounts, or stealing someone's identity to access their bank account.

For example, if someone creates a fake bank account in someone else's name and then withdraws money from that account, they are committing bank fraud. Another example is if someone forges a check and tries to deposit it into their own account.

Bank fraud is a serious crime that can result in fines and imprisonment. It is important to always be honest and truthful when dealing with financial institutions.